This web based tool will help you sense check your savings plan for retirement. It is free to use and is suitable whether you are starting out with your first savings plan or are already a regular saver or an experienced investor.

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  • Key Features

  • Wizard with step by step guides to help you through each task.
  • Secure web based technology that works on your PC, tablet or phone.
  • End to end view of all your financial securities, assets and liabilities.
  • Forecast that considers all your pensions, savings, investments and assets.
  • Forecast future growth and income with full control over the settings used.
  • Primarily intended to help UK residents or tax payers.

Savings Model

To help you use this tool, we have developed a wizard to guide you through each step and task required to make the best use of this savings model. The tasks are grouped into four stages, as summarised below.

1. Getting Started

Before forecasting you will need to enter some information about yourself, your plans and your current savings and pensions.

2. Forecasting

Check whether your goals have the green light, and if not you can model various options, revise your plans accordingly, and take into consideration your other assets.

3. What Ifs?

As you get more advanced you can, and may need, to look at how options such as equity release, downsizing, asset sales and how any debts or one off costs will impact your forecasts.

4. Annual Review

Once you've got a starting point you're happy with you'll probably need to give your plans the once over each year and tweak them depending on changes in your objectives and the performance of your investments.


We are not financial advisers, nor do we make money from selling financial securities. Read our terms and conditions including the disclaimer and privacy statements before registering or using this site.

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Who are we?

This site is owned and developed privately in the UK. It has been developed using the experience of managing investments since 1993 and trading futures since 2003. Since the site was hosted to the public in 2010, we have been working on continuous improvements up to 2018 when the tools were relaunched on a new technical platform that is responsive (i.e. works from your PC, tablet or phone) and is easier to use.

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